Dubai property · Caribbean and Africa
Kigital Enterprises FZ-LLC is a UAE company. Its manager, Kirth Regis, lives in the UAE and is preparing to take the Dubai broker course.
This page gives plain facts about buying in Dubai. The waiting list records buyers who want help if the broker card is issued. No property is offered or sold on this page.
| Item | Amount | Paid by |
|---|---|---|
| Dubai Land Department transfer fee | 4% of the price. Some developers waive it at launches. | The buyer |
| Registration fee | AED 2,000 under AED 500,000. AED 4,000 above, plus VAT. | The buyer |
| Agent commission on a new unit from a developer | Up to 4% of the price. | The developer |
| Agent commission on a resale | 2% of the price plus VAT. | Usually the buyer |
| Service charge each year | About AED 12 to 25 per sq ft for a mid-market apartment. | The owner |
Sources: Sotheby's International Realty UAE, The Cost of Buying Property in Dubai, 2026.
A developer lets the buyer pay over time with no bank loan. The developer adds no interest. Plans exist for units not yet built.
| Plan | How it works |
|---|---|
| 1% a month | A deposit of 10% to 20%, then 1% of the price each month. A studio at AED 380,000 can start from AED 38,000 and AED 3,800 a month. |
| 20/80 or 30/70 | 20% to 30% during construction and the rest at handover. |
| Post-handover | Part of the price is paid over 1 to 5 years after the keys are handed over. |
Sources: Fam Properties, Dubai off-plan payment plans; Realestate Club Dubai, post-handover payment plans, 2026. A ready unit usually needs cash or a bank mortgage.
| Measure | Figure |
|---|---|
| Residential sales, July to September 2026 | About 34,000 homes for AED 72.6 billion. That is 38% fewer sales than a year earlier. |
| Share of off-plan sales | 72% of sales. |
| City-wide prices, second quarter 2026 | Down about 4% on the quarter. Rents down about 6%. |
| Homes due for handover in 2026 | About 55,600. This is the highest figure since 2008. |
Sources: Gulf Business, Q3 2026 residential sales; Khaleej Times, Dubai prices, rents and supply. Prices can rise or fall. Kigital gives no forecast.
The buyer sets the price band and the monthly amount.
The buyer checks the developer licence and the escrow account of the project.
The buyer signs the booking form and pays the first payment to the developer's escrow account.
The buyer signs the sales contract. The contract is registered at Dubai Land Department.
The buyer pays each instalment to the escrow account and keeps every receipt.
The developer hands over the unit. The title deed is issued in the name of the buyer.
The list records interest only. Kirth Regis writes to each person if the broker card is issued. Joining costs nothing and creates no duty to buy.
The message opens in WhatsApp or in the email application with every answer filled in. Nothing is sent until the sender presses send there.
